Benefits Your
Team Will Actually
Use.
We help employers offer better benefits that increase employee take-home pay. Designed to work alongside existing coverage at zero net cost to employers.
- Employees often gain $80–$100 more in take-home pay each month
- Up to 12 primary care visits with $0 copay each year
- Works alongside your existing insurance coverage
- Evaluated using your workforce census before implementation
A Proven Employer
Benefit Strategy
Forward thinking employers nationwide are already implementing strategies like this to improve employee access to care while strengthening payroll efficiency. Prospera Benefits evaluates whether the approach fits your workforce and implements it seamlessly alongside your existing coverage.
More Take-Home Pay.
Better Healthcare Access.
Most companies explore this approach because it increases employee take-home pay while expanding healthcare access — without requiring changes to current insurance coverage.
Increases Employee Net Income
Pre-tax benefit structuring allows many employees to see $80–$100 more each month — roughly $1,000+ per year.
No Disruption to Existing Coverage
The strategy integrates alongside existing plans — a straightforward transition for HR and employees alike.
Measurable Before You Commit
Every proposal is built from your actual employee census data — outcomes are transparent and verifiable upfront.
Average additional annual employee take-home pay
Benefits Drive Talent Decisions
Benefits play a major role in whether employees stay with an employer. Offering a benefit that puts real money back in employees' pockets while expanding healthcare access is a meaningful differentiator in competitive hiring environments.
Employees Consider Switching Jobs
More than half of employees say better benefits could influence their decision to change jobs — making benefits a direct retention lever.
Employers Prioritize Healthcare Benefits
Nearly 9 out of 10 employers consider healthcare benefits a top workforce priority — yet most haven't optimized how those benefits are structured.
Employees Delay Care Due To Cost
More than 40% of employees report delaying medical care because of cost concerns, even when they have insurance.
The Financial Case
Is Clear
The program is structured through pre-tax payroll integration — reducing employee taxable income while funding expanded healthcare access. Employers see reduced FICA exposure. Employees see more take-home pay. The numbers speak for themselves.
Every proposal is modeled from your actual census data — so you see the exact numbers for your workforce before committing to anything.
Sample Employer Financial Snapshot
Illustrative example only. Actual figures depend on workforce size, salary distribution, and enrollment rates. All projections confirmed via census proposal.