Real Benefits.
Real Take-Home Pay.
Everything your employees gain when your company introduces this benefit — at approximately zero net cost to them. Share this page directly with your team during enrollment.
Care Employees Can Use
From Day One
Employees gain expanded healthcare access while often increasing their net income — at approximately zero net cost.
Monthly Take-Home Increase
Average monthly increase in net pay through pre-tax benefit structuring — roughly $1,000 or more per year.
~$1,000+ Per YearPrimary Care Visits
Up to 12 primary care visits per year with $0 copay — no financial barrier to seeing your doctor.
$0 CopayUrgent Care Visits
Up to 6 urgent care visits annually at zero copay — so employees get care when they need it.
$0 CopaySpecialty Care Visits
Up to 3 specialist visits per year with no out-of-pocket costs, removing financial barriers to specialist access.
$0 CopayTelemedicine Access
Around-the-clock virtual care consultations available any time with no copay. See a doctor from anywhere.
Always AvailablePrescriptions at Wholesale
Access to over 3,000 medications at wholesale pricing — dramatically reducing out-of-pocket Rx costs.
Wholesale PricingHealth
Mental Health Services
$0 copay mental health services — removing the financial barrier to behavioral health support.
$0 CopayPreventive Services
Fully covered preventive care — annual physicals, screenings, and wellness visits covered at 100%.
Fully CoveredApproximate Net Cost
For many employees, tax savings from the pre-tax structure equal or exceed the program cost — making it effectively free while expanding access.
Program StructureExample Employee
Paycheck Impact
The program uses pre-tax payroll structuring to fund expanded healthcare access while reducing taxable income, allowing the benefit to operate at approximately $0 net cost while increasing take-home pay.
Savings projections are confirmed using actual employee census data before implementation. Every proposal is measurable and transparent.
Example is illustrative. Actual results vary by employee income, tax status, and benefit election. All outcomes are confirmed through a census-based proposal before rollout.
Why Preventive Care
Drives Down Costs
The program is designed to encourage employees to access care early — improving health outcomes over time and reducing reliance on expensive emergency services.
Earlier Detection
Routine care catches chronic conditions before they become costly emergencies.
Fewer ER Visits
Telehealth and urgent care access reduces costly emergency room utilization.
Better Plan Performance
Lower claims improve plan metrics at renewal — slowing premium growth.
Healthier Workforce
Fewer sick days, higher productivity, and lower absenteeism across your team.
Your Benefits Should
Work As Hard As You Do
Most benefits packages haven’t changed in years — but your employees’ financial pressures have. This program is built for the workforce of today: more take-home pay, more access to care, and no disruption to your existing insurance plan. If your company qualifies, implementation is straightforward and the outcomes are measurable before you commit.